I don't think he understands that the ratings are dependant upon how well each player fits within the team philosophy.
On-topic, Bill saved me $60 on NCAA'09 and has alerted me of the issues I'll be faced with in Madden'09 (which means I'll probably sell it to a friend)...
Bill if you happen to poke your head in here, I thank you and ask that you really sit down with the game to learn all of it's intricacies before you come to any conclusions. Hopefully you'll play the heck outta this game and report back with a lot of good (or bad?) information...