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Old 12-28-2005, 07:28 PM   #1
MJ4H
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Join Date: Jan 2002
Location: Hog Country
I'M A HOMOWNER!

Oh did I make a typo?

Seriously though, just closed on our first house today! Now, the monumental task of moving our pile of stuff from one place to another.

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Old 12-28-2005, 07:31 PM   #2
terpkristin
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Join Date: May 2003
Location: Ashburn, VA
Congrats!
Can't wait til I'm ready to join that arena!!

picsplskthx

/tk
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Old 12-28-2005, 07:33 PM   #3
Lorena
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Congratufreakinlations!!! And I second the pics request... go ahead and brag
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Old 12-28-2005, 07:33 PM   #4
Galaril
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Join Date: Jan 2004
Location: Castle Rock,Co
Congrats on the first house. I had a question in general about buying a house. How can I estimate closing costs on a house, rough estimate ie $5,000 on every $100,000 of house price or a % of house price?
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Old 12-28-2005, 07:34 PM   #5
MJ4H
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Well it's only 1100 sq ft. Nothing major. Still if I can get pics, you'll be welcome to them. Actually, you've just given me a great idea for what to do with the little bit of spending money I just happened upon tonight (digital camera).
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Old 12-28-2005, 07:50 PM   #6
Rizon
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Location: Oakland, CA
That's good for you, it's not everyday someone can come out of the closet. I mean purchase something that has closets.
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Old 12-28-2005, 07:50 PM   #7
Joe
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Location: Minneapolis
what kind of homo do you own?
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Old 12-28-2005, 07:52 PM   #8
Emiliano
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Join Date: May 2004
Location: Nuremberg, Germany
Congrats!
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Old 12-28-2005, 07:53 PM   #9
Craptacular
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Location: The Mad City, WI
Congrats!!
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Old 12-28-2005, 07:53 PM   #10
Eaglesfan27
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Join Date: Nov 2002
Location: New Jersey
Congrats!

I hope to be posting the same thing (ok, not the same exact thing) in a few months.
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Old 12-28-2005, 08:19 PM   #11
Draft Dodger
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Location: Keene, NH
congrats.

glad I don't have to be the one to create the parody thread.
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Old 12-28-2005, 09:42 PM   #12
Zippo
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Quote:
Originally Posted by George W Bush
what kind of homo do you own?
how many different ones are there?
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Old 12-28-2005, 09:44 PM   #13
st.cronin
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Location: New Mexico
I'm looking forward to joining this club. Congratulations and good luck.
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Old 12-28-2005, 10:00 PM   #14
FrogMan
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Join Date: Jan 2003
Location: Pintendre, Qc, Canada
congratulations, welcome to the world of people on their own who can't complain to the landlord when there's a leaky faucet

Well, it's also the world of people who can start doing their laundry at 2 am or let their kids run and walk as loudly as they want at 5 am without fear of annoying a neighbor. And that my friend, to me at least, has no price

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Old 12-28-2005, 10:20 PM   #15
Lorena
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Quote:
Originally Posted by FrogMan
congratulations, welcome to the world of people on their own who can't complain to the landlord when there's a leaky faucet

Well, it's also the world of people who can start doing their laundry at 2 am or let their kids run and walk as loudly as they want at 5 am without fear of annoying a neighbor. And that my friend, to me at least, has no price

FM

Totally, totally agree! I'm so sick of neighbors complaining of the "bass" sound coming from our alarm clock... how ridiculous is that?

We will soon join the club I'm sure!
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Old 12-28-2005, 10:20 PM   #16
SnDvls
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Join Date: Jul 2001
congrats.

new or used?

I only ask because you might not want to spend that money if it's new....got lots of stuff to use it on like #1 blinds for all the windows.
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Old 12-28-2005, 10:33 PM   #17
cubboyroy1826
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Join Date: Jun 2002
Congrats man. Good luck with the move.
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Old 12-28-2005, 10:37 PM   #18
cubboyroy1826
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Join Date: Jun 2002
Closing costs can vary quite a bit by state and county. Some counties have a transfer tax the buyer actually pays rather than the seller. The cost of title insurance and the closing fee varies very much by state. With that said if you dont pay any points the fees i charge in Illinois are about $1250 which includes underwriting. processing and the appraisal. Whoever you talk to about a loan will give you a good faith estimate which should give you a good idea of costs.
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Old 12-28-2005, 11:26 PM   #19
timmynausea
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Join Date: Dec 2002
hompwned.

congrats.
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Old 12-29-2005, 12:01 PM   #20
JAG
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Location: St. Paul, MN
Congrats MJ4H. Have you already designated the poker room?
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Old 12-29-2005, 12:14 PM   #21
sterlingice
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Join Date: Apr 2002
Location: Back in Houston!
Awesome

I'm going to third or fourth or whatever the request for pics

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Old 12-29-2005, 12:33 PM   #22
Galaril
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Join Date: Jan 2004
Location: Castle Rock,Co
Quote:
Originally Posted by cubboyroy1826
Closing costs can vary quite a bit by state and county. Some counties have a transfer tax the buyer actually pays rather than the seller. The cost of title insurance and the closing fee varies very much by state. With that said if you dont pay any points the fees i charge in Illinois are about $1250 which includes underwriting. processing and the appraisal. Whoever you talk to about a loan will give you a good faith estimate which should give you a good idea of costs.


Thanks for the info Cubboyroy1826!
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Old 01-01-2006, 03:35 PM   #23
MJ4H
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Join Date: Jan 2002
Location: Hog Country
My pile of stuff has been successfully moved.

Oh and for those that wanted pics:

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Old 01-01-2006, 03:42 PM   #24
Cringer
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Join Date: Oct 2000
Location: Edinburg,TX
Quote:
Originally Posted by MattJones4Heisman
Well it's only 1100 sq ft. Nothing major.

Don't knock your new house man, you know you love it. And my mom's house is 650 sq. ft. so I bet it's a mansion compared to that.

Congrats. It's a good feeling.
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Old 01-01-2006, 03:54 PM   #25
MJ4H
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Join Date: Jan 2002
Location: Hog Country
I love it love it love it. It is the perfect size for us. With a huge backyard, too. Wheeeee!
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Old 06-10-2006, 10:54 AM   #26
MJ4H
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Join Date: Jan 2002
Location: Hog Country
Man, local.live.com has added a birdseye view feature for a lot of areas, including where I live, so I can view my neighborhood from the sky from any of the four cardinal directions. So I remembered this thread where people wanted pictures of my house. Well, here it is. It looks a little different now (there is a tree in both the front and back yard now and we painted the shutters burgundy and added flowers and seeded the lawn a bit), but this is basically it. We still love it.

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Old 06-10-2006, 10:56 AM   #27
terpkristin
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Location: Ashburn, VA
Cool

/tk
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Old 06-10-2006, 11:13 AM   #28
oliegirl
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Very cool - Congrats MJ4H! We'll hopefully be joining this club soon
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Old 06-10-2006, 12:22 PM   #29
Lorena
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Now that's what I call a backyard!
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