09-30-2004, 03:16 PM
I got a couple of calls from what appeared to be a debt collection agency this afternoon. They were insisting that I owed $1600 to Citibank. However, none of the information they provided me matched with my information apart from my occupation, last name and student status and I have never owned a Citibank card to my knowledge. The billing addresses, date of birth, middle initial and last four digits of the SS# were all incorrect. They told me I should call Equifax for a credit check, call Citibank and then call them back. I am tempted to blow this off as the person I spoke to kept repeating the same incorrect information to me. Is it worth the effort to try and get the situation rectified? Are there credible places to get a free credit check online? Any help would be appreciated.